Your Financial Protection in Switzerland.
In-depth comparisons, guides and how-to articles. We decode complex insurance policies and give clear, actionable recommendations.
Accident Insurance in Switzerland (UVG): What's Covered?
Understand how Swiss accident insurance works — what your employer covers, what you need privately, and how it interacts with your health insurance.
Nicole Bohne8 min read Read → Knowledge Base
16 articlesBest Health Insurance in Switzerland for Expats (2027)
Living in Switzerland? Seven major health insurers ranked for expats with the official 2027 premiums, English support and satisfaction scores. Free FINMA-registered advice.
14 min readSeptember 2026 ComparisonsInsurance Advisers for Expats in Switzerland (2026): a compared list
A compared list of insurance advisers serving English-speaking expats in Switzerland — health insurance, pension and tax. Two entries are commonly owned with this site and are disclosed as such.
15 min readSeptember 2026 ComparisonsCSS vs Sanitas 2026: Which Health Insurer Is Better?
A head-to-head comparison of two of Switzerland's largest health insurers — CSS and Sanitas — covering premiums, service, supplementary options, and digital experience.
11 min readSeptember 2026 SupplementaryDental Insurance for Expats in Switzerland: A Complete Guide
Swiss basic insurance doesn't cover dental care. Here's how dental insurance works, what it costs, and the best options for expats in 2026.
9 min readSeptember 2026 Basic insuranceHealth Insurance Models in Switzerland: HMO, Telmed & Hausarzt Explained
Understand the different Swiss health insurance models — standard, HMO, Telmed, and family doctor — and how each affects your premiums and access to care.
9 min readSeptember 2026 Rather just ask? 45 minutes by video with Robert or Nicole. Free, independent, FINMA-registered. Pick a time → Basic insurance
Health Insurance Premiums by Canton: How Location Affects Your Cost
Swiss health insurance premiums vary massively by canton — up to 50% difference. See the cheapest and most expensive cantons for 2026 and how to optimise.
10 min readMarch 2026 Property & liabilityHousehold & Liability Insurance in Switzerland: Do You Need It?
Household and personal liability insurance in Switzerland: what's covered, costs, and whether you need it as an expat.
9 min readSeptember 2026 Guides & how-toHow to Choose Your Health Insurance Franchise in Switzerland
Franchise 300 or 2500 CHF? How to calculate the optimal deductible for your Swiss health insurance.
9 min readSeptember 2026 Guides & how-toInsurance Checklist for New Arrivals in Switzerland
Moving to Switzerland? Here's every insurance you need to set up in your first 90 days — from mandatory health coverage to optional but smart additions.
11 min readMarch 2026 Basic insuranceKVG vs VVG: Basic vs Supplementary Insurance in Switzerland
The essential guide to understanding the two pillars of Swiss health insurance — mandatory basic coverage (KVG) and voluntary supplementary insurance (VVG).
11 min readSeptember 2026 Property & liabilityLegal Protection Insurance in Switzerland: Do You Need It?
Everything expats need to know about Rechtsschutzversicherung — what it covers, typical costs, and whether it's worth adding to your insurance portfolio.
8 min readSeptember 2026 Basic insuranceMaternity & Newborn Insurance in Switzerland: What Expats Must Know
From prenatal care to your baby's first health insurance — everything expats need to know about maternity coverage and insuring a newborn in Switzerland.
10 min readMarch 2026 Basic insurancePre-existing Conditions & Swiss Health Insurance: What Expats Need to Know
How pre-existing conditions affect your health insurance options in Switzerland — what's covered under basic insurance and what supplementary insurers can refuse.
9 min readMarch 2026 SupplementaryIs Supplementary Insurance Worth It in Switzerland?
A balanced analysis of Swiss supplementary health insurance (VVG) — what it covers, what it costs, and whether expats actually need it.
10 min readSeptember 2026 ComparisonsSWICA vs Helsana (2026): Premiums, English Support & Who Wins for Expats
Side-by-side 2026 comparison: basic premiums, supplementary plans, satisfaction ratings, and English service quality — with a clear verdict per situation.
11 min readSeptember 2026 Guides & how-toHow to Switch Health Insurance in Switzerland: Deadlines & Guide
Step-by-step guide to switching your Swiss health insurance — key deadlines, cancellation letters, and what to watch out for as an expat.
10 min readMarch 2026No matches. Try another word, or just ask us in a call.
Rather talk to someone who knows every insurer?
Robert Kolar (25 years in health insurance) and Nicole Bohne (10 years in pensions and relocation), independent and FINMA-registered. 45 minutes by video, free and without obligation.