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Transparency First

Our 360° Advisory Process.

Navigating the Swiss insurance landscape is complex. We simplify it through a structured, 100% free, and independent advisory service tailored for expats and residents.

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FINMA-registeredIndependentFree, no obligationEnglish · Deutsch · Français

100% Independent

We work for you, not the insurance companies.

  • First call: 45 minutes by video, free
  • You pay nothing: the insurer pays the commission
  • Robert Kolar (25 years) or Nicole Bohne (10 years), whoever is free first

How the consultation works

  1. 1Free Strategy Call
  2. 2Demand Intake
  3. 3Market Comparison
Three steps

Simple. Transparent. Effective.

Three focused steps to optimize your insurance portfolio and maximize your Swiss tax benefits.

  1. Free Strategy Call

    A 45-minute introductory video call to understand your current situation. We focus on being demand-oriented, ensuring we only discuss what truly matters to you.

    • Zero cost or obligation
    • Initial status-quo check
    • English or German support

  2. Demand Intake

    We dive deep into your specific needs. By gathering your current policy details, we identify gaps, overlaps, and unnecessary premiums you might be paying today.

    Required for Analysis
    Current policy copies, residency status, and financial goals for the 3rd Pillar.

  3. Market Comparison

    We scour the entire Swiss market to work out several rates. You receive a side-by-side comparison that highlights the best value-for-money options across all providers.

Personal Connection — video call or in-person meetings in Lyss, Zurich or Wollerau (by appointment).
Ready for step one?Pick a free slot below. The first call takes 45 minutes by video and costs you nothing.
Transparency

What does the advice cost you? Nothing.

You pay us nothing, neither for the call nor for the comparison. If you take out a policy through us, the insurer pays us a commission. It is regulated and capped: at most CHF 70 per person for basic health insurance (KVG) and at most 16 monthly premiums per product for supplementary insurance (VVG).

That is why we can also tell you when you do not need something.

Your consultation
First call, 45 min by videoCHF 0
Comparison and recommendationeven if you do not sign anything afterwardsCHF 0
Commission, basic health insurance (KVG)paid by the insurer, per personmax. CHF 70
Commission, supplementary insurance (VVG)paid by the insurer, per productmax. 16 monthly premiums
You payCHF 0
Who advises you

Your advisors

You book a free slot — Robert Kolar or Nicole Bohne takes the call, whoever is free first.

Free consultation

Ready to optimize your Swiss Future?

Our consultation is — and will always be — 100% free: 45 minutes by video with Robert Kolar (25 years in health insurance) or Nicole Bohne (10 years in pensions and relocation), whoever is free first. Independent, FINMA-registered and without obligation.

What is it about?
With whom?

When suits you? Times in Swiss time

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Your appointmentPlease choose a time45 min video call · free · no obligation