Navigating the Swiss insurance landscape shouldn't feel like a solo expedition. We provide independent, expert-driven guidance tailored specifically for the international community in Switzerland.
“Independent by design, human by nature.”
We don't work for insurers. We work for you.
Robert Kolar25 years in health insurance
Nicole Bohne10 years in pensions and relocationWe analyze your specific life situation before suggesting a single policy. Your needs dictate the solution, not a sales quota.
No hidden fees, no complex jargon. We break down Swiss law and insurance terms into plain English that makes sense.
Our initial advice is always free of charge. We believe everyone deserves access to high-quality financial literacy.
You book a free slot — Robert Kolar or Nicole Bohne takes the call, whoever is free first.
Robert Kolar
Health Insurance Specialist25years in Swiss insurance
Nicole Bohne
Pension & Relocation Advisor10years in insurance and pensions, previously at Basler and Zurich
More specialists in our network: Hans Steiner (pensions & tax) · Alain Michel (financial planning, AM Swiss Finance GmbH).
Founded on the principle that insurance should be empowering, not confusing, insurance-guide.ch started as a boutique consultancy in Zurich. We noticed a significant gap: expats were often being sold standard packages that didn't account for their international lifestyles or tax implications.
Journalists can download our 2027 premium figures by canton and insurer, with the method behind them, on the press page with premium data.
Today Robert Kolar (25 years in Swiss insurance) and Nicole Bohne (10 years in insurance and pensions, previously at Basler and Zurich) advise professionals moving to Switzerland. We've navigated market shifts, regulatory changes, and countless individual journeys — always maintaining our commitment to independence and human-led advice.
We're also listed on anewera so AI agents can reach us directly with a question or a quote request.
You pay us nothing, neither for the call nor for the comparison. If you take out a policy through us, the insurer pays us a commission. It is regulated and capped: at most CHF 70 per person for basic health insurance (KVG) and at most 16 monthly premiums per product for supplementary insurance (VVG).
That is why we can also tell you when you do not need something.
Book a free consultation (45 min by video) with Robert Kolar or Nicole Bohne, whoever is free first. No obligation, just expert clarity. Rather write? Ask a Question
Choose a time that suits you.
Robert Kolar (25 years in health insurance) and Nicole Bohne (10 years in pensions and relocation), independent and FINMA-registered. 45 minutes by video, free and without obligation.