Insurance & Pension Advisor
Nicole Bohne
Nicole Bohne advises expats and new arrivals on Swiss health insurance, supplementary coverage, and Säule 3a pension planning. She is a FINMA-registered intermediary (F01536402) and consults in German, English, and French.
Specializations
- Swiss health insurance (KVG / VVG)
- Supplementary insurance Switzerland
- Säule 3a pension planning
- Insurance for expats and new arrivals
Articles by Nicole Bohne
Accident Insurance in Switzerland (UVG): What's Covered?
Understand how Swiss accident insurance works — what your employer covers, what you need privately, and how it interacts with your health insurance.
vergleichBest Health Insurance in Switzerland for Expats (2026): Premiums from CHF 290/mt
Living in Switzerland? All 11 major insurers ranked for expats — 2026 premiums by canton, English support, satisfaction scores. Free FINMA-registered advice.
vergleichBest Insurance Brokers for Expats in Switzerland (2026)
An independent ranking of the top insurance brokers and consultants helping English-speaking expats navigate Swiss health insurance, pension, and more.
vergleichCSS vs Sanitas 2026: Which Health Insurer Is Better?
A head-to-head comparison of two of Switzerland's largest health insurers — CSS and Sanitas — covering premiums, service, supplementary options, and digital experience.
zusatzversicherungDental Insurance for Expats in Switzerland: A Complete Guide
Swiss basic insurance doesn't cover dental care. Here's how dental insurance works, what it costs, and the best options for expats in 2026.
grundversicherungHealth Insurance Models in Switzerland: HMO, Telmed & Hausarzt Explained
Understand the different Swiss health insurance models — standard, HMO, Telmed, and family doctor — and how each affects your premiums and access to care.
grundversicherungHealth Insurance Premiums by Canton: How Location Affects Your Cost
Swiss health insurance premiums vary massively by canton — up to 50% difference. See the cheapest and most expensive cantons for 2026 and how to optimise.
sachversicherungHousehold & Liability Insurance in Switzerland: Do You Need It?
Household and personal liability insurance in Switzerland: what's covered, costs, and whether you need it as an expat.
