Swiss health insurance premiums 2027: data for journalists
Every figure by canton and insurer from the official FOPH tariffs, downloadable as CSV and free to use with a credit.
Short answerAs of 29 September 2026, 14:40
insurance-guide.ch analysed the official FOPH premium tariffs for 2027: 308 of 1019 standard tariffs for adults rise by 5% or more, CSS has the highest median increase (+7.1%), and in the city of Zurich the cheapest offer and the most expensive standard premium are up to CHF 2'587 a year apart.
What changes in 2027
+5.0%
The average premium rises to CHF 412 a month in 2027.
Source: FOPH
+3.0% to +6.6%
The biggest rise is in Jura, the smallest in Glarus.
Source: FOPH
308 / 1019
standard tariffs for adults rise by 5% or more, 25 go down.
Source: insurance-guide.ch
CSS +7.1%
The highest median increase across all premium regions; vita surselva rises least (+1.8%). Insurers active in at least 5 cantons.
Source: insurance-guide.ch
CHF 2'587
a year between the cheapest offer and the most expensive standard premium, for the same legal benefits.
Source: insurance-guide.ch
30 November
Your cancellation of basic insurance has to reach the insurer by then, to switch on 1 January.
Source: KVG
Downloads
CSV, UTF-8, comma-separated, dot as decimal point. Free to use with the credit "insurance-guide.ch" and a link to this page.
Premiums 2027 by canton
Change according to the FOPH and our estimate, median standard premium 2026 and 2027, cheapest insurer and cheapest offer, most expensive standard premium (adults, deductible CHF 300, with accident, main region), rising and falling tariffs.
CSV · 30 insurersPremiums 2027 by insurer
Median change across all premium regions with range, change in CHF per month, number of cantons and tariffs (standard model, adults, deductible CHF 300, with accident).
Change by canton
| Canton | FOPH | Cheapest insurer |
|---|---|---|
| Jura | +6.6% | Sanitas |
| Appenzell Innerrhoden | +6.4% ≈ | KPT |
| Schaffhausen | +6.4% | ÖKK |
| Neuchâtel | +6.3% ≈ | Agrisano |
| Solothurn | +6.0% | Agrisano |
| Zurich | +5.8% | Atupri |
| Fribourg | +5.7% ≈ | Atupri |
| Aargau | +5.6% | Agrisano |
| Valais | +5.6% | Atupri |
| Lucerne | +5.5% ≈ | Atupri |
| St. Gallen | +5.5% ≈ | ÖKK |
| Bern | +5.4% | Sanitas |
| Nidwalden | +5.4% ≈ | Agrisano |
| Schwyz | +5.3% ≈ | Agrisano |
| Uri | +5.3% ≈ | Agrisano |
| Thurgau | +4.9% ≈ | Agrisano |
| Geneva | +4.8% ≈ | Assura |
| Appenzell Ausserrhoden | +4.7% ≈ | Agrisano |
| Obwalden | +4.7% ≈ | Agrisano |
| Basel-Stadt | +4.5% | Concordia |
| Zug | +4.4% | Agrisano |
| Basel-Landschaft | +4.3% | Atupri |
| Graubünden | +4.3% | Concordia |
| Ticino | +3.7% | Agrisano |
| Vaud | +3.5% | Atupri |
| Glarus | +3.0% | Agrisano |
Median change by insurer
| Insurer | Median | CHF/month |
|---|---|---|
| CSS | +7.1% | +40.50 |
| Sympany | +6.8% | +39.50 |
| sana24 | +5.3% | +29.60 |
| Luzerner Hinterland | +5.0% | +24.52 |
| Avenir | +4.8% | +27.40 |
| Assura | +4.7% | +27.40 |
| Visana | +4.7% | +26.60 |
| Agrisano | +4.5% | +24.10 |
| Philos | +4.5% | +28.30 |
| SLKK | +4.2% | +22.20 |
| Sumiswalder | +4.0% | +20.20 |
| Aquilana | +4.0% | +24.40 |
| rhenusana | +4.0% | +24.05 |
| Atupri | +3.7% | +19.25 |
| Groupe Mutuel | +3.7% | +23.00 |
| Sanitas | +3.6% | +20.00 |
| Helsana | +3.6% | +22.50 |
| Galenos | +3.5% | +19.30 |
| ÖKK | +3.1% | +18.00 |
| EGK | +3.0% | +20.60 |
| KPT | +3.0% | +16.60 |
| SWICA | +2.7% | +14.05 |
| Concordia | +2.5% | +14.35 |
| Steffisburg | +2.5% | +14.35 |
| Einsiedler | +2.0% | +11.90 |
| vita surselva | +1.8% | +10.00 |
Insurers active in at least 5 cantons. All insurers in the CSV.
How we calculate
We use the official premium tariffs for 2026 and 2027 published by the Federal Office of Public Health (FOPH, open data). The change by canton is the FOPH figure where published; otherwise we estimate it from all standard tariffs, weighted by each insurer's insured people in the canton (marked ≈).
The change by insurer is the median across all premium regions, for the standard model, adults, deductible CHF 300, with accident. The Zurich gap compares the cheapest offer (any model) with the most expensive standard premium, both for adults with deductible CHF 300 and accident, in premium region 1.
For journalists
We are happy to prepare an analysis for your canton, region or a specific household from the same data.
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