Founder & FINMA-Certified Insurance Advisor
Benjamin Amos Wagner
Benjamin Amos Wagner is the founder of insurance-guide.ch and a FINMA-certified insurance advisor with over 15 years of experience helping expats and new arrivals navigate the Swiss insurance system.
Specializations
- Swiss insurance advisory
- Expat insurance Switzerland
- KVG / VVG health insurance
- Säule 3a tax optimization
Articles by Benjamin Amos Wagner
Accident Insurance in Switzerland (UVG): What's Covered?
Understand how Swiss accident insurance works — what your employer covers, what you need privately, and how it interacts with your health insurance.
vergleichBest Health Insurance Switzerland 2026: Complete Ranking
Compare the top Swiss health insurance providers for 2026 — premiums, coverage, satisfaction ratings, and expert verdicts.
vergleichBest Insurance Brokers for Expats in Switzerland (2026)
An independent ranking of the top insurance brokers and consultants helping English-speaking expats navigate Swiss health insurance, pension, and more.
vergleichCSS vs Sanitas 2026: Which Health Insurer Is Better?
A head-to-head comparison of two of Switzerland's largest health insurers — CSS and Sanitas — covering premiums, service, supplementary options, and digital experience.
zusatzversicherungDental Insurance for Expats in Switzerland: A Complete Guide
Swiss basic insurance doesn't cover dental care. Here's how dental insurance works, what it costs, and the best options for expats in 2026.
grundversicherungHealth Insurance Models in Switzerland: HMO, Telmed & Hausarzt Explained
Understand the different Swiss health insurance models — standard, HMO, Telmed, and family doctor — and how each affects your premiums and access to care.
grundversicherungHealth Insurance Premiums by Canton: How Location Affects Your Cost
Swiss health insurance premiums vary massively by canton — up to 50% difference. See the cheapest and most expensive cantons for 2026 and how to optimise.
sachversicherungHousehold & Liability Insurance in Switzerland: Do You Need It?
Household and personal liability insurance in Switzerland: what's covered, costs, and whether you need it as an expat.
