Swica InsuranceInnovation meets Wellness

Experience innovative healthcare with up to CHF 1,300 fitness coverage and exclusive BestMed premium services

Swica at a Glance

1,5 Mio.

Customers

Satisfied customers

12,4%

Market Share

Swiss market

1992

Founded

Years of experience

CHF 1.300

Fitness Coverage

Per year maximum

Up to CHF 1,300 Fitness Coverage

Achieve maximum wellness benefits by combining our three supplementary insurance plans

COMPLETA FORTE

90%

up to CHF 500/year

Fitness & wellness
Sports clubs
Nutrition advice

COMPLETA PRAEVENTA

50%

up to CHF 500/year

Prevention programs
Health screenings
Vaccinations

OPTIMA

90%

up to CHF 300/year

Remaining costs
Enhanced benefits
Maximum coverage

Total: CHF 1,300/year

Maximum annual coverage for fitness, wellness, and prevention activities

Swica Insurance Models

Choose the model that best fits your healthcare needs and budget

0% discount

Standard

Complete freedom in choosing providers

Free choice of doctor
No referral needed
Direct access to specialists

18% discount

Family Doctor

Coordinated care through your GP

18% premium discount
Personal family doctor
Coordinated treatment

22% discount

HMO

Swica partner medical centers

22% premium discount
Swica medical centers
Comprehensive care

12% discount

Telmed

Phone triage before appointments

12% premium discount
24/7 medical helpline
Expert consultation

BestMed Premium Advantages

Exclusive benefits for BestMed members seeking the highest level of medical care

Premium Medical Access

Priority access to top specialists and fastest appointment scheduling

Worldwide Coverage

First-class medical care and hospitalization coverage globally

Exclusive BestMed Card

Special black client card with premium benefits and cashless services

24/7 Concierge Service

Round-the-clock customer service and medical emergency support worldwide

BestMed Black Client Card

Your exclusive access to premium healthcare services worldwide with priority booking and concierge support

Supplementary Insurance Plans

Comprehensive coverage beyond basic insurance for your enhanced well-being

COMPLETA FORTE

90%

up to CHF 500

Premium outpatient supplementary insurance

Top wellness and prevention coverage

90% fitness & wellness up to CHF 500/year
Gym memberships & sports clubs
Nutrition counseling
Dance classes & wellness
Bath & sauna visits

COMPLETA PRAEVENTA

50%

up to CHF 500

Additional prevention insurance

Extra support for preventive health measures

50% additional coverage up to CHF 500/year
Preventive check-ups
Health screenings
Vaccination programs
Early detection measures

OPTIMA

90%

up to CHF 300

Top-up supplementary insurance

Additional coverage for remaining costs

90% remaining costs up to CHF 300/year
Combines with other plans
Maximum total coverage CHF 1,300
Enhanced benefit package

HOSPITA PRIVATE GLOBAL

up to

Premium hospital insurance with BestMed

Worldwide private hospital coverage with exclusive BestMed benefits

Private room worldwide
BestMed black client card
Priority specialist access
24/7 global concierge service
Cashless prescriptions

Digital Health Innovation

Leading-edge digital services for modern healthcare management

SWICA Mobile App

Manage your insurance, submit claims, and access health services from your smartphone

Health Tracking

Connect fitness devices and apps to track your wellness activities for bonus rewards

Telemedicine

Access medical consultations and health advice through secure video calls

Ready to Experience Swica Benefits?

Get your personalized quote and discover how you can save with up to CHF 1,300 wellness coverage

Frequently Asked Questions

Everything you need to know about Swica insurance

How can I achieve CHF 1,300 fitness coverage with Swica?

You can achieve CHF 1,300 annual fitness coverage by combining three Swica supplementary insurances: COMPLETA FORTE (90% up to CHF 500), COMPLETA PRAEVENTA (50% up to CHF 500), and OPTIMA (90% up to CHF 300). This combination provides comprehensive coverage for gym memberships, sports activities, wellness programs, and preventive health measures.

What are the special benefits of BestMed insurance?

BestMed members receive exclusive advantages including priority access to top specialists, faster appointment scheduling, worldwide private hospital coverage, a special black client card, 24/7 global concierge service, and cashless prescription services in Swiss pharmacies. BestMed is designed for those seeking the highest level of medical care and convenience.

What is the difference between Swica HMO and Family Doctor models?

The HMO model offers 22% premium discount and requires treatment through Swica partner medical centers, providing comprehensive care in one location. The Family Doctor model offers 18% discount and requires coordination through your chosen family doctor for all treatments. HMO provides slightly higher savings but less flexibility in provider choice compared to the Family Doctor model.

Does Swica cover alternative medicine treatments?

Yes, Swica covers alternative medicine through their supplementary insurance plans. COMPLETA FORTE provides substantial coverage for alternative treatments as part of their wellness and prevention benefits. The exact coverage depends on the specific alternative medicine practitioner and treatment type, but Swica generally supports a wide range of recognized alternative therapies.

Can I combine Swica supplementary insurances with basic insurance from another provider?

Yes, you can have your basic health insurance with one provider and supplementary insurances with Swica. However, to maximize benefits and achieve the CHF 1,300 fitness coverage, you would need to have your basic insurance with Swica as well. The coordination between different insurers can sometimes be more complex, so having everything with Swica often provides smoother claim processing and better integration of benefits.