Liability Insurance Switzerland: Protect against catastrophic claims

Essential protection for every household – cover third-party damages up to CHF 20M.

Key facts

• Purpose: third-party liability for bodily injury, property damage, pure financial loss
• Sum insured: CHF 5–20M (recommend: CHF 10–20M)
• Cost: CHF 80–300/year
• Deductible: usually CHF 0–200/claim
• Worldwide cover, 24/7

Quick answers

• What is covered? Injury, damage to others’ property, legal liability
• Is it mandatory? Not by law, but economically essential
• Typical price? CHF 150–250/year for families at CHF 10M

Next step

Book a free consultation to set the optimal sum insured.